金融教育 Financial Literacy · Lesson 04 / 06

🏦 Why Save in a Bank?

把錢存進銀行的好處
I.

The Big Idea

核心觀念

A bank is a safe place to keep our money. When we put money in a bank account, it is protected, and the bank even pays us a little extra called interest. Saving in a bank helps our money grow slowly over time, instead of getting lost or spent too fast.

銀行是保管金錢的安全地方。當我們把錢存進銀行帳戶,錢會受到保護,銀行甚至會多給我們一點點,叫做「利息」。把錢存進銀行,能讓錢隨著時間慢慢長大,不會弄丟或太快花掉。

II.

Words to Know

必學單字 · 點 🔊 聽發音與例句
🏦
bank
銀行
I keep my money in a bank.
我把錢放在銀行。
The bank keeps it safe.
銀行幫我安全保管。
📒
account
帳戶
I have a savings account.
我有一個儲蓄帳戶。
Money goes into my account.
錢存進我的帳戶。
📈
interest
利息
The bank pays me interest.
銀行付我利息。
Interest makes money grow.
利息讓錢長大。
🔒
safe
安全
My money is safe in the bank.
我的錢在銀行很安全。
A bank is a safe place.
銀行是個安全的地方。
III.

Let's Talk

開口說 · 對話練習 · 點 🔊 跟著唸
A student opens a savings account with a parent. 一個孩子和家長開儲蓄帳戶。
A
Why should I save in a bank?
為什麼要把錢存進銀行?
B
It keeps your money safe.
它能幫你把錢安全保管。
A
Does the bank give me more?
銀行會多給我嗎?
B
Yes — a little interest over time.
會——時間久了會有一點利息。
💡 Try this: Ask a grown-up how a savings account works.
問問大人,儲蓄帳戶是怎麼運作的。